← KennisKapitaal

Terms of Service

What you are buying, what you may do with it, and the law that governs it.

KENNISKAPITAAL is a digital product range sold by Dr Mitchell J Gow, trading in his personal capacity as a sole proprietor, Johannesburg, South Africa. Contact: insights@drmitchelljgow.com

Your licence

When you pay, you receive a licence to use the documents and tools inside the named organisation that bought them. You may copy them for that organisation's internal use.

You may not resell them, publish them, or share the ZIP with another company. One purchase covers one organisation.

What these files are

The files are templates and educational tools. They are not legal advice and not a POPIA certification. You remain responsible for what you implement.

Payment and pricing

All prices are quoted in South African Rand and include VAT where applicable. Payment is processed securely through Paystack. We do not store your full payment card details.

Where an edition includes an optional annual update subscription, that renewal is charged only if you have separately and actively agreed to it at the time of purchase. We will notify you before each renewal, and you may cancel at any time by emailing us.

Coaching and custom work

Coaching, strategy calls, and custom work, where purchased, are described on the product page for that tier. Unused call time is not automatically refunded.

Governing law

These terms are governed by the law of the Republic of South Africa.

Last updated 31 August 2026 · Governed by the law of the Republic of South Africa

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